Loan seasoning requirements are usually based on the note date and the loan purpose, like cashout refi. 

I have been looking at properties and it seemed like the seller s  based their price on zero percent cash flow for the buyer.

We are based of course in one of the most expensive places to live yay to that.

I'm a local, CT based investor, flipper, and property management company owner.  

Hi all,My name is Josh, I'm 23 years old and based in Pittsburgh, PA looking to break into the market for the first time.

I have seen loan qualifications based solely on passive investment income from rental properties, social security/disability payments, pension payments, etc. 

In Oregon for instance unless your doing a PUD open space cannot be required and you MUST create lots to specified zoning density.. in other words if your zoned 5k sq ft lots U cant ask for 7500 sq ft lots you must be within 10% of the base zoning.

Shop LTV (or cLTV which is combined Loan To Value, basically your first mortgage and 2nd mortgage combined loan to value), rates, payment terms, time to close,  and draw period (how long you can go into and out of your heloc). 

@Eric Johnson   Investor and lender based in Dallas.

I would make sure financially you have a good base and then connect with a local agent