@Crystal Chaillou@Crystal Chaillou VERY good info.

That's the crystal ball nobody really has so you make your best investment choices to hopefully put odds in your favor and see what happens.   

We opened up the STS market in Crystal Beach/Galveston, TX in October 2021. 

I FULLY UNDERSTAND THAT NO ONE HAS A CRYSTAL BALL AND CAN KNOW WHAT CAN OR WILL HAPPEN IN THE FUTURE.

I am searching for Bevia Reeves (and others) who responded to my partner Crystal on this site about Cathy Morengo at Chicago Title in AZ doing double closings.

@Crystal Wilson so the job and income from it is probably more important to getting conventional (30 yr fixed) loans than anything else (even down payment).

Find a local small contractor that specializes in water damage and get them to bid the project making it crystal clear that it's you paying and not the fat wallet insurance company.

I am thinking to add a crystal lamp like https://www.amazon.com/Petrelking-Crystal-Chandeli...Or something similar to https://www.amazon.com/dp/B00NGZIEF4?

Obviously no ones crystal ball works too well, so I could totally be off.

Often times pouring boiling water down the drains will help clear this.I do like the product THRIFT (which is sodium hydroxide crystals) for clearing out clogs and keeping sinks running smoothly; it's impressive to watch work with hot water.