To assure the maintenance of a high degree of competence, Members should only hire individuals with the requisite amount of education to reasonably perform their job responsibilities and affirmatively train, monitor, reward, and discipline their employees.A Member is aided in attaining and maintaining its competence by keeping abreast of current legal literature and developments, participating in education programs, understanding the uniqueness of issues found in particular asset classes, such as auto, medical, or utility.A Member should not purchase or manage receivables in any asset category for which it does not have adequate knowledge or capability to handle.A Member should act with competence and proper care in dealing with obligors and their obligations.

As not all your lists registered and accepted advertorial messages on your site...3) A colleague told me that auto blast sms campaign is illegal, you need to send manually to each one of them... how we do it when we talk about thousands daily ?

Pulling the Trigger and Detroit in the same sentence....with ....Scared....Know your areas, but if you are from around there, you know all of D-Town is Dangerous.And I doubt your cash flow will be "Auto-matic" you will need to screen carefully.If you are afraid, maybe look outside of D-Town.Just my 2 cents.

Does HACC expect all doors to be auto closing during section 8 inspection?

I purchased a somewhat run down vacant auto repair facility with all equipment in tack for about $115,000 in 1981.  

What about mechanics, attorneys, bank managers, auto sales, accountants, insurance brokers, realtors and similar?

I get around the updates by changing the settings to say I have a metered connection to stop the auto updates. 

I am seeing some online auto-generated that range from $30-$100 - some requiring a membership that includes other services that I don't need right now, and I'm not sure they are all customizable for me to add my own addendums or clauses. 

And on top of that another $50k in student loans, and $20k auto loans. 

Make sure you check your bylaws to confirm there are no issues renting out your condo as many HOAs have put limitations and other requiremets in place.You'll also need to update your insurance coverage to a landlord policy and make sure you understand any vacancy triggers - many policies will auto-terminate if home vacant more than 30 days.Start researching rental applications and leases ASAP, so you're ready with those when you start advertising.