The last few properties we have put on the market went under contract in under a week with multiple offers but they were priced right, were inline with the area but were done with quality and were in desirable areas.Unless you are dealing in a low-end market, a home warranty should be a standard inclusion especially for first time home buyers. 

Tell them to grab some bottled water and peanut butter on the way!

We have well water so we have a whole house filtration system the did recently as well and a few other things.

@Daniel SweitzerI said“Me” Does the water still have a bleach smell?

My insurance agent found two others but both required an automatic water turn off at the main valve but it’s physically impossible to put one there.

Also not to add electric because we have different standards.

While in other parts of Chicago the market standard to have BOTH!

@Billy Houston- thanks  1) DSCR might work very  well for you ...if you can  qualify for a standard  conventional 85% ltv  loan - this would provide better  loan terms   2) yes - DSCR is very different than a cash out refinance 3) consider  getting fully pre approved for a standard  conventional loan at a 85% ltv ..this is  crucial  to do if you are looking to buy in a competitive market - thanks and all the best 

They appear like they should be catching water from the gutter.

You'll also want to have plenty of your own capital in reserve to deal with vacancies and repairs.I imagine a lot of the tenant-landlord problems can be prevented by providing good customer service and having clear standards, both in who you rent to and how you maintain your property.