Since you are familiar with buy and hold, I added the below links to refresh your memory while you revisit a new action plan for 2016.https://www.biggerpockets.com/renewsblog/2015/03/27/financing-options-rental-property-guide/ (financing options for rentals)https://www.biggerpockets.com/renewsblog/2014/03/06/bp-podcast-060-serge-shukhat/ (0-68 rentals in 4 years)http://www.biggerpockets.com/renewsblog/2013/01/04/how-to-rent-your-house/ (house rental guide)http://www.biggerpockets.com/renewsblog/2013/02/22/buying-rental-property/ (how to buy a rental property)To be more successful, you simply have to work on the other elements to progress your REI pursuit.

And what a refreshing approach of asking others how you can help them reach their goals!

Since my divorce in 2009 (and her side forced a BK), I've had to live with Debit cards and honestly, it is refreshing to not have to worry about paying down any 'revolving' credit - which, since the 80's?

Derrick, well that’s at least refreshing that you actually closed the deal.

It's so refreshing to hear people say woah why would you flip when you can cash flow with way less risk.

It is inspiring and refreshing to see your hard work paying off.  

I've been listening to his podcast on spotify which a lot of info does get repeated but it's good to refresh your brain.

It's really refreshing.

To the OPs point- we do an hour of training every day, and every quarter a full 4 day new agent course that I take about twice a year as a refresher and we don't charge for training.

Has it received an adequate refresh?