If a neighbor kid breaks his neck, someone’s insurance will pay.

Driving for dollars is always a good way to find gems in your neck of the woods. 

In SD, unfortunately, things move with legal muscle. 

You dont want to finish and have 100k noose around your neck.

They could have foreclosed and probably waited 2-3 years and resold at a giant profit as things open up....but then they get regulators breathing down their necks, piss off all the borrowers, and then have to get in the business of running hotels...that when they would have foreclosed were money losers.   

They have neck tats, I don't. 

For comfortability for my family. wife works from home she has agreed she just needs a office also we currently drive our daughter 25min daily to school moving to that neck of the woods would be best.

Just FYI Maybe that is a regional thing, but in our neck of the woods, the vast majority of gas water heaters sold at Lowe’s, for example, still come with pilot lights.  

You're basically upside down (you would be if you didn't pay 50% down) on the property and the interest rate is about to rise.I see two options.  1) sell now, eat the $30K loss, and be able to smile more without this failure of laziness hanging around your neck to remind you monthly of your mistake.  2) keep it and between the management costs and turnover fees, you fail to cashflow and are reminded monthly of your investment mistake. 

In my neck of the woods, RV living is a way of life.