No money down deals depend on you over paying for a property or overleveraging yourself in a hopefully short gamble.

IF you do not then save until you do.What I write about is perhaps a less known approach where everyone has been used to just doing a cash out refi or adding a HELOC to their personal residence for quick cash and taking their chances to be successful while adding more debt to their personal residence that should be protected and not gambled on.

@John Williams insurance and warranties always favor the "house" just like gambling.

I work too hard for my money to gamble it and I’ve seen proof of concept play out with my real estate rentals .

Should we stay in our current home (and gamble that its value won’t take a significant hit if there is a recession) and just access our equity via a HELOC for investments?

Should we stay in our current home (and gamble that its value won’t take a significant hit if there is a recession) and just access our equity via a HELOC for investments?

Should we stay in our current home (and gamble that its value won’t take a significant hit if there is a recession) and just access our equity via a HELOC for investments?

I am gambling on a neighborhood that has just recently starting to gentrify.

In my honest opinion, appreciation is more of a gamble.

I never received the keys to the coin op speed queen machines (built in the mid 80's) but I took a gamble and spent about $250 to get new coin boxes installed and the prices changed to $2/load.I don't envision these machines to make money.