Most landlords are simply too lazy to chase debtors.

So, for the fifth time, show the math that roughly matches with the calculators and shows how prepaid principal savings are achieved OR if you can't come up with something better that my calculations (that worked out and matched), you can own up to the fact that the "miraculous" savings of this "magical" HELOC approach have nothing to do with math, but simply the differences in HOW you pay off the debt. Or

A Chapter 13 can be discharged early if the debtor is able to pay off the remaining plan.

Personally, I would love to have recently filed debtors as tenants.There are always exceptions and fact dependent rules.

I would like to get your feedback on an alternative and somewhat cost effective solution that has proven to be effective for years in collecting from bad debtors.

Lien holders are allowed to add legal fees, and almost any other out of pocket expenses paid that the borrower was obligated to pay as part of the deed of trust, for example insurance.With significant equity in the property, there is a strong possibility, perhaps even probability that the debtor will fight the foreclosure.

Automatic Rejection: Your application will be automatically rejected for any of the following:a) Eviction by a prior landlord in the last 24 months;b) Outstanding debt or unpaid damages to a previous landlord;c) Undisclosed criminal record, felony or misdemeanor;d) Being registered as a sex offender;e) Conviction of possession or distribution of a controlled substance;f) Conviction of spousal abuse or violent crime;g) Currently pending the outcome of a felony or misdemeanor charge;h) Bankruptcy in the past 5 years that has not been discharged/released;i) Invalid social security number;j) Outstanding federal tax lien, the repayment terms for which are not current;k) False information on your application;l) Incomplete application, including applicant signature on all pages of the application and this form;m) Failure to pay the application fee at the time of application submittal.

I am in a unique situation and would like to know what you would do. A little back story- My husband and I were in the beginning stages of building a new primary residence. My aunt filed for divorce, knew we would be ...

You know that the cash in your hand now can be deployed to other uses like more property, paying down debt, or even an interest bearing money market account.I wish you the best!

Wage garnishments usually require a judgment against the debtor first.