And when you close the deal at the title company and get a fat check!! 

Go in fat worst case.In reference to type of loan, I personally would rather keep as much cash liquid as possible.  

Account Closed Sad but true, I have a similar issue getting those fat government contracts, "used to work here" is a phrase often encountered as margins get fatter.

I also suggest stopping short of building a full kitchen but rather put in a kitchenette with a counter top convection oven and a 1 or 2 burner cook top.  

", "Pigs get fat.  

Once they have the means to get something bigger, whether it is meeting a significant other or they get a fat raise, they are out of there.

I've been sitting on the back burner for about 3 years waiting for my opportunity and studying.

** Not giving legal advice **Holding any asset and especially real estate in your personal name puts a big fat bullseye on your back.

Also many people found that they were now competing against cash buyers, so the fat deposits they were planning to use were of no use.The BA is a different beast all together so plan your strategy accordingly.

Ask yourself this; would you like your "tenant" to come knocking on your door during a Easter or Christmas dinner to tell you they're toilet is backed up, heater isn't working, hot water doesn't come, burner on stove is out, etc?