If your thinking is there is an issue you can make an offer stipulating funds to be held by the settlement agent (but you'll have thee same release of funds issues regardless who holds funds)

But, I have certainly seen title companies send 1099s to those who have appeared on the settlement statement receiving more than $600.Is it required? 

Holly Edelstein - Clearview Settlement SolutionsDrew Miller - Dulaney TitleJohn Mitnick - Mitnick and MitnickDan Harvey - Cotton Duck Title.Jeff Charlow - Masters TitleAll title companies in MD have an attorney becuase only an attorney can create a deed.

Next May, I will receive a $50k lump sum payment from an annuity settlement.

I hate to bump an old thread but to word something establishing this - would this ultimately be an option to be exercised by whomever is holding debt on closing or settlement? 

[EMAIL REMOVED].As with everything, it's buyer beware and I'd have my settlement attorney take an independent look at title before moving forward on one of their deals.

Unfortunately, some lenders are in the business to take app fees, so be careful of that.Typically, points and closing costs are paid at the settlement table and I'm not a fan of back-end points or prepayment penalties.

The title company prepared settlement statements ("HUD-1"s) and passes out the money.

The insurance pays any settlement or court award.

Reference HUD line 1101, settlement or closing feeWho normally pays this fee?