Then that was cut back to 3-4 million will receive OFFERS for a trial modification. ( march 25, 2010 office of special inspector general for the troubled asset relief program SIGTARP)     14 BILLION added to the 75 BILLION to total 89 billion      89 billion set aside to PROCESS apllications for 3-4 million mortgage modifications.

If you have low income, and you have a mortgage on the property, you can apply for money from a relief fund.Even if the son and the girlfriend accept the cash for keys and move (and make sure you get them to sign saying that they relinquish all claims to the unit - they are your legal tenants, having established tenancy by living there), you're in a gray zone with the mother, since she is unable to conduct her own affairs. 

We had this come up with a covid relief fund that a tenant was approved for and it included 3 months of future rent and the tenant moved out. 

When a buyer pays off your mortgage it is considered debt relief and is taxable unless it is on the new property.

Even though we just started, it is a relief we can do this together.

If they won't talk to you at that price point, then sigh a huge sigh of relief, move on to the next property and let a stupid person buying that lousy listing.

Right before the GRC, in '06, they referred to it as using your home as an ATM.These geniuses forgot about the cars and vacations as they whined about their jobs and cried for debt relief from the gov't.  

You can have unenforceable lease provisions in your lease that, even if the tenant isn't damaged by them, constitutes relief by a declaratory judgment and they can get their costs and attorney's fees for raising the issue. 

It will be a pain but a relief once it's taken care of.Good luck to your friend!

Looking at the Allonges it traces back to GMAC/ Partners for Payment relief which is @Dave Van Horn.