I am not sure I could ever look myself in the mirror if I took money from a food bank.As part of this journey we all have to ask ourselves what is enough?  

Seller financing used to be very popular, but fell into obscurity when banks started lending to anyone who could fog a mirror.

However, even though Taz's data was a much smaller sample (as you said), it does mirror the data from the larger studies.

I think there are degree's of this.and for sure i think the get rich with no money certainly falls into this category.those with some wherewithal entering the landlording game is pretty easy these days pretty much anyone who can fog a mirror can understand it and should be able to at least close a deal.now if they like dealing with tenants and PM's after the fact that's another question all together.I think also those that drink the wholesaling koolaid.. some markets its doable many it simply is not either price points are too high and sellers to tough.. or lack of distressed and burnt out landlords etc.So when we see someone who puts a big batch of marketing on their CC  I with no real experience or sales skillsI personally see that as risk with limited chance of rewardReal estate is capital intensive to do it right most of the time and in most areas.. do think it can be done with no capital then you better be one hell of a salesmen. 

@Craig Wilcox @Darrell Shepherd @Josh StechDarrell, your comments mirror my recent experience with LendingHome.  

Values should hold more steady compared to the Be-La and Greenvilles of the world, but any Hoboken/DTJC appreciation, in my eyes, will be slow and steady from this point forward, mirroring the health of the overall real estate market and economy.In my opinion, as long as Hoboken and DTJC are hot, the other markets will retain their role as the better values for would-be homeowners in the area.

The general assembly seems pretty focused on making the language of 55-225 mirror that of 55.248 anyway.

Smoke and mirrors is not the recipe for long term success.

They will just be a brown stain in the rearview mirror of life.

You just see an image of a lone sink with no vanity attached (Which also makes it look dated IMO) and a mirror above, and on the walls is a really thick type texture.