Now if any lender thought you'd have 6 months vacancy, they wouldn't likely make the loan.Ned, bet you got that from Larry's post about garnishments (LOL) anyway, reserves are not looked at as to cover payments so much as all other expenses.

Thank you @chris carson, @caleb griffin and @larry fried.

@Larry Hawkins I am living in one of the units yes.

@larry that was great explanation too.

I've been listening to a lot of Larry Harbolt and Tyler Scheff's podcasts and they are big fans of seller financing.

I'd also suggest looking into TBREIA (Tampa Bay REIA), SREIA (Suncoast REIA), and Larry Harboldt's weekly meeting to start. 

Hey Larry,Google is your friend.

@Larry Fried I would love to hear from you which companies you worked with in KS.

@Larry Hatten Easy.  

Thank you so much for the information Larry T.