And I'm saying this with much, much higher means that has seen plenty of mid-to-late 20 years squander a good amount of money-- in your range ish.

Long winded goals shortened, I will be done with pay checks in 3 - 5 years and live off rental income, 8 - 10 years have a large excess of cashflow most people would squander, take 5 years off to travel then come back and start a non profit funded by my rentals that designs and creates prosthetics for injured animals.Most of my friends and my now ex gf would role their eyes at me when I would talk about my goals.

This takes a little more work, but it's the most fair and reduces the likelihood of tenants that squander utilities.If you choose #2 or #3, there are considerations:Start with an average.

This takes a little more work, but it's the most fair and reduces the likelihood of tenants that squander utilities.If you choose #2 or #3, there are considerations:Start with an average.

This requires the tenant to take some responsibility for squandering utilities.

Now if you have a strong family history of dementia at age 40, and you are 30 and have one or more special needs kids, and want to make sure that neither you or anyone else can squander their money. 

This takes a little more work, but it's the most fair and reduces the likelihood of tenants that squander utilities.If you choose #2 or #3, there are considerations:Start with an average.

Imagine if Donald Trump kicked back and squandered the rest of his 20's away.. would he have developed into what he is today? 

It’s clear that a vast number of people here , most of you with penises and educations, have little grasp of raising children as a single mother but are more than happy to go ahead and assume single moms would squander $1,000/mo.

Cash out refi and keep your high appreciating property and squander the proceeds on cash faux.