We have a somewhat specific wishlist for lending requirements and terms that I will highlight below.

It specifically says it is not for real estate investment, but I believe you would be buying an operating business vs just real estate.This is so helpful Michael, thanks so much!  

Would be happy to chat if you have any specific questions.

It is specific to the area.

I personally like Alabama and Tennessee a lot, depending on what specific area you're looking at.Look for Class B or C properties in stable rental markets, particularly single-family homes or duplexes.

@David Oh you can either offer a bonus based upon specific KPIs or based upon profitability.

Are there specific lenders or loan types I should look into?

I’ve worked with a few tools for property intel, and while no service is 100% accurate, some options have stood out for specific use cases:BatchLeads: They offer a solid skip-tracing tool with good accuracy and detailed reports.

Analyze Rental Income PotentialRun the numbers for your specific property.

I've had some not happy when I have asked them to split it out.I've tried asking questions to the IRS customer service reps, and didn't have the best luck.While I cannot cite a specific official guidance on this issue, I consider debit cards exempt.