Or is the PM also sourcing the deals?

It's not like you have an unlimited source of DP's available to you, and buying all cash is foolish. 

I'm looking for a new source of investors who are in the business of funding these deals.  

For example,  providing a heating source for your tenant is your responsibility as the landlord. 

If you’re just looking for money to fund deals and you’re thinking the source could be IRA money then it shouldn’t make too much a difference to you whether the investor uses their personal funds or IRA funds.

Meet ups could be a good source too since you’re in a big market. 

@Dwight HenningRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Yes you can use commission as sourced funds for down payment on a conventional loan.However some lenders have internal overlays that don't allow it.

Originally posted by @Barbie Steele:The confusion regarding the JADUs and owner occupancy comes from the information source.

There aren't many co-ops in Southern California, mostly in LA or a senior community in Orange County, but there's not much of a discount between condos and co-ops - at most, 10%.What is your source of the 10% difference data?