@Randall Alan Mark Zandi, one of my go-to economists, has also said that the rates should settle between 5.5-6% (https://www.cnbc.com/video/2023/11/27/mortgage-rates-will-se...).

They are underwritten primarily based off of the property not the borrowe so your W2 nor DTI is relevant. 

I like to garden in my free time, this summer i noticed how much we saved with the garden and I've been watching more videos on personal finance.

Having the GC or someone else upload photos/video after each stage would be ideal.

. :)  I am hoping to network with all relevant professionals in the field...especially like minded investors in my local area.

He has some great YouTube videos that break down the equations, strategies and how to think about repositioning equity.

I have not besides walkthrough videos taken by the realtor. 

Thats some solid advice I've been reading up and listening to youtube videos talking about the exact thing for providing the benefits such as "A larger refundable deposit?

Will add though, that a good PMC will immediately alert an owner about what their property really is and the expected challenges.Unfortunately, a decent portion of the time we do this, owners either don't want to believe the Evaluation Video we send them or decide to sell.

I do not wish to waste my time watching videos,searching the internet for how tos and what I should be doing.