Just lay the rock wool on top of the suspended ceiling. 

I am in the Tampa bay area now but grew up in Kentucky and travelled to Indy many times!! 

Nothing a "subject to" enthusiast could think up? 

How's the wholesaling business going?

I never got the consultation, but was politely told my portfolio is probably too small to pay their annual fees (starts at $2500 and goes up).

So your $10k could get you a property but what you don't think about is the tenant class is lower and the ups and downs are more frequent.  

I have little confidence in turnkey providers, deals are already hard to come by, if they take another 20% cut before.. much better to buy a property from an owner that is in good condition.

I has two GREAT property managers that immediately come to mind, one handling 5 high end high rise condos I owned in Phoenix and the other one handling a 12 unit very lower end apartment building I owned in Arlington, Texas.  

There are plenty of video reviews and Bigger Pockets comments on his website if you scroll to the bottom.

It will be highly dependent on the district and licensing.