If the trend continues where NODs and subsequently foreclosures will continue to creep up even under the current regime and let's say hypothetically stabilize at 2200 per month (about 50% of what it was prior to AB284) maybe a "soft landing" will just organically happen over time - it'll take a little longer to sort out - but the jarring effects of having another wild supply and price swing would be somewhat averted.

Financial collapse in the Multi family market was averted because of higher demand and rents due to foreclosures and home ownership declines.

It is only a vertical load, the wall is itself is not load bearing, so I don't expect it to be rocket science.

The demise of Lehman brothers, the bailout of AIG, as well as other lending institutions failures can all have been averted if they had exercised one premise above all, safety before profits.

Are some better off averting college and using the $$$ to invest in real estate?

Again, the lender has a duty to protect the property and equities available, so they MUST list the property to avert any claims arising with self dealing or favorite buyer issues.When the property sells cash is received and credited to cash and the same amount on the ORE/REO account is subtracted or debited.

Try a vertical card, this way when you put them in those nifty little card holders at meet ups and businesses it won't matter if you are the first in the stack or the last, because your card will stand upright! 

Also, the extra income definitely wouldn’t hurt as this would be my first deal and allow me to recoup initial investment more quickly as well as just averting some additional risk financially. 

In the 1920s, staircases weren't supported so houses sloped to both the right and left side to support the weight - and this can only do that for so long before putting a bed in a room becomes a "vertical adventure." 

Dumb idea averted.