@Linda Hastings thanks so much for your input!! 

@Jacob Carter , I don't understand your metric?

Episode 113 -Jay Papasan - Partner of one of the best selling Real Estate investment books, "The Millionaire Real Estate Investor" and Jay gives really good practical advice to building wealth and sincere logical.Tax Strategies from CPAs Episode 269 - Amanda Han and Brandon Hall (New Tax Codes and Your Investments) Episode 244 - Linda Weygant (Understanding the Tax Benefits) Episode 196 - Brandon Hall (Tax Strategies to Help Your Real Estate Business)Favorite Reads:A Helpful Book List by BiggerPockets: BP Book List LinkRich Dad, Poor DadFlip: How to Find, Fix, and Sell Houses for ProfitThe ABCs of Real Estate InvestingThe Book on Rental Property InvestingThe Millionaire Real Estate InvestorI appreciate you all for sharing and adding value!

Originally posted by @Linda Hastings:@Csilla Veress A couple of books that may help with understanding PV (present value) calculations, as well as note investing in general, are:Invest in Debt by Jimmy NapierPaper Profits by @Joshua Andrews  (my personal favorite)This blog post by @Mike Hartzog may also be helpful:https://www.biggerpockets.com/blogs/5359/41924-doi...PV is the way most note investors do pricing for performing notes, but for non-performing, you'll want to build an ROI calculator as  @Chris Seveney suggested so you can look at various exit scenarios and take into account costs like servicing, legal fees, insurance, etc. 

@Jason Carter it's great to meet you and reassuring to know that i'm not alone.

Amanda HanBrandon HallTax Reform Update – Brandon Hall and Amanda Han Linda Weygant GuidesUltimate Beginners Guide Forum StickiesBP Calculators or spreadsheets uploaded by membersMy Favorite Books I have to say all of the BP books…right?

Thanks Linda for the help. 

Thanks Linda, I am thinking about handing off to a professional, but it is still difficult for me.

Originally posted by @Linda S.

I'm pretty sure I live one canal over from you in Carter Lake - feel free to reach out if you need anything.Owen