It probably be best as a friends-and-family type loan, but I don’t have anyone around me that is an appropriate lender.If I have to, I can put the funds in myself, but its inconvenient, and would come from investments that would need to be sold, taxed, etc.

Something to consider to is that if you are able to refinance after the addition and pull out some or all of your new investment and the cashflow still makes sense then by all means I think go for it.

Your particular lender is likely a mortgage banker with few options to farm it out to. I

It has worked out for me, but I'm wondering if anyone else has another person they trust that I can float other, similar tasks to?  I

Also a lot of services were very cheap compared to what I was used to  I would buy there again in a heart beat.

Quote from @Scott Trench: @Jay Hinrichs this is what my mind jumps to. I

Is that what you were referring to?I

@David Lewis if you wanna chat rental rates and market specifics in some of the micro markets mentioned above I'm happy to. I

Sub-to is an army of poor ignorant being lead by a handful of savvy opportunists.

I am working over these next few months to learn as much as I can to develop systems in order to analyze the next market we will move to. I