I have the Pro plan so it integrates with my August smart lock.

Is it smart to take out a 40 year loan to get some cash flow?  

Is this something smart or doable?

Would a cash-out refinance to free up equity and keep growing be a smart move, or should I focus on paying down my existing debts?

Smart bizz man. 

Quote from @Guadalupe Batana: Learning about different types of loans is always a smart move, especially as an agent.

Starting with an owner-occupied duplex is a smart way to build equity and gain experience.

•Our company has proprietary AI models designed to accurately assess listing quality through images, which would power this feature.2.Smart Weighting:•Automatically weigh comps based on their reliability.

If you're pretty smart with this stuff, I think can definitely make sense for you two to talk with a tax planner.

Only other initial question I'll leave here is that I'm looking for REI mentors and hope to find a few on BP willing to share a few gold nuggets to those willing to slog it out in the mines the smart or hard way.