@Kata Walters @Ronald Starusnak Thanks to you both for the replies. 

Thanks for the lead, @kata

@Kata Walters @Shawn Ziegaus @Joel Owens @CJ M. and others - a great system/process to help with tenant phone calls when self managing is to use one of the answering services that specialize in this.

Originally posted by @Kata Walters:@Quentin Mitchell I have some properties in C neighborhoods and I just say I get a great satisfaction from improving these properties and creating better homes and rental options for the price point .

@Kata Walters I meant to say “ do not let being at a fiancé from your market deter you though “

@Andrew Kata the crux of this hinges on what the value of this property is currently...or maybe what the After Repair Value (ARV) will be if you need to fix it up...and what your purchase price will be.  

@Kata Walters Hi Kata,Let’s connect I’m in NY as well!

@Kata WaltersWhat a lot of people don't realize is that MANY investors and even large companies use debt to purchase assets, it's just a matter of understanding the discipline that comes along with it. 

Kat, As you state no contents at the risk you might ask to take that off of your policy so you wont pay for something you can never need.Additional living expenses  ALE cover the same thing as rental income loss reimbursement. 

Hi Kata,  I do 90% of my investment loans with First Financial Bank and are amazing.