Do 80/90% of land 100% of construction loans exist?

As mentioned above look in the loan docs for reference to 'condition' or 'use'. 

This creates two loan payments ($100,000 of equity and $300,000 on the new mortgage).Key NumbersHome Equity Loan Interest Rate: 6%Mortgage Interest Rate: 7%Rental Income: $3,000 per monthExpenses (management, taxes, insurance, maintenance): $800 per monthIncome and ExpensesMonthly Rental Income: $3,000Monthly Expenses: $800Monthly Mortgage Payment: $2,000ExplanationThe investor earns $3,000 in rent each month.They pay $2,000 on the investment property mortgage and $800 on other expenses.This leaves $200 profit each month or $2,400 per year.However, you have to pay $6,000 interest on the equity borrowed.This leaves you with an annual loss of $3,600.While the rental property generates positive monthly income, the interest cost of borrowing the initial $100,000 results in an overall loss.

Are there any lenders here that can finance a conventional loan without a full 2 years of work history?

I want to do a bank statement loan(I’m an independent contractor)with just me on the new loan in Texas .

Even on conventional renovation loans, most lenders and borrowers still use Certified 203k Contractors b/c the guidelines/timelines/rules/processes are almost identical. 

I have several different loan products but my most popular one is the new joint venture product that hasn't been out very long.

Hard Money is a loan that is 100% based on the value of the collateral.

Case 1 sounds like a DSCR loan.

Hello,I was wondering can you purchase a mutifamily home (duplex, triplex or quad) as an owner occupant residence with a USDA home loan?