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Results (10,000+)
Jokari Trueheart Meeting of the Minds, Lending Strategies Needed
3 February 2025 | 5 replies
Quote from @Jokari Trueheart: HI, almost 11 months ago I purchased 3 duplexes and I borrowed the funds from my personal residence which I took out a equity agreement for the down payment on the investment property, great idea at the time because I have 10 years to pay it off and theres no payment requirement, but , I learned more about the consequence that it takes a large chunk of my equity the longer I take to pay it back, so my goal was to refi cash out the investment property to pay it back but I don't think theres enough equity yet to pull the full $106k needed, I only borrowed $88k but with the equity percentage for one year i'm paying about $18k in equity on top of the amount I borrowed if I pay it off in year one, so I need this paid off ASAP before it increases more.
Robert A. Coloma Anyone dealt with a company LOANGUYS?
20 January 2025 | 62 replies
LoanGuys has a team of loan officers that help borrowers with their financing needs.
Jason Hathaway What’s your thoughts on Owner Financing
4 February 2025 | 9 replies
For those that qualify for conventional financing its another negotiation tool, for those that do not its a way to get into real estate but many do not understand what it is they are signing up for.Regarding it being good for an owner, again it goes back to the borrower, if I have a borrower with 800 credit and I control cashflow its far different than someone with 540 credit.
Frankie Betancourt 155,000 Loan On Property
1 February 2025 | 1 reply
When you borrow money you agree to pay it back.
Jeremy Beland Stop Losing Deals!
24 January 2025 | 2 replies

Most investors make the same rookie mistake: They focus on problems instead of people.
Telling sellers everything wrong with their house and justifying your offer with repair costs doesn’t build trust—it kills it.
...

Karen Smith The Rise of Private Lending: What's Your Experience?
13 January 2025 | 12 replies
Speed generally 2. little more flexibility in ARV LTV3. availability of capital.. the banks after the GFC pretty much stopped fix and flip lending Granted your top tier clients can still get these loans.
Ryan Mcpherson Rent out house and bleed for a while or sell it and hemorrhage once?
16 January 2025 | 23 replies
I use a loan servicer who processes the borrowers payment and then sends to me.
Zhenyang Jin Will personal DTI impact underwriting of commercial loan for 6-units multifamily
27 January 2025 | 9 replies
Chase told me that they will focus mainly on the property's financial and borrower's net worth and liquidity.
Tom Server I need some assistance , Not sure what to do, need money from my equity
29 January 2025 | 6 replies
Let's say you borrow $100,000 to pay off your $50,000 IRA loan, $25,000 on credit cards, and keep $25,000 for finishing renovations.
Kayla Elliott What is the best loan strategy for this buy and hold?
30 January 2025 | 8 replies
I see that you recommend NOT having my mom deed the house over to me in order to borrow against it.