On top of that she was not told that everytime she makes that 3% payment that her balance on her mortgage is increasing.

Or I thought I read in Thailand that a non-citizen can own a percentage of a property as long as a Thai also owned some percentage of the property as well.

I have looked for magic sprays and powders, have used herbal concoction sprays, , expensive ionizers, etc.

Im thinking of putting maybe half of it in stocks and other half in real estate.In bangkok, a newly built mid-end condo, with modern facilities, carparks,for a 1 bed, 40 sqm in good location, fairly near sky train and fully furnished is maybe around 3m-4m baht. agency says i cud get around 22k-25k baht a month but im guessing its prob more like 15k-20k baht. most Thai wages will not be able to afford the rent, but its ideal for expats working in bkk. so the return is maybe around 6% before all costs, vacancy periods and appreciation/depreciation.ive been reading a lot of negative and pessimistic views about condo as a buy-to-let especially in bkk. there r so many condos in bkk and many being built as land is not scarce yet cos old buildings can be cleared and new projects started easy. and other factors i dont know. also traffic is a nightmare and the condos that are centrally located (and most expensive) have one of the worst traffics (altho it wud prob be near sky train or underground which would be ok for expats.keep in mind that i ll be paying in lump sum, wouldnt mind to gain some real estate exposure (im fairly interested in the industry),do you think its worth it to buy a condo in bkk as a buy-to-let?

If you do not like my idea then tha is fine Jon you have stated your opinions and I have stated mine.

I convert all the currency to US$ instead of Thai Baht because I am currently in Thailand.

Live in Brazil and Thailand for several months to train Brazilian Jiu Jitsu and Thai kickboxing- Learn how to invest and make money consistently so that I can partner with friends and family to help them build wealth as wellI found out about the biggerpockets community through their podcasts and the AudiboBook on Rental Property Investing. 

Tha is for bringing that up.

The first delay was understandable as we had to have some of my wife's bank statements translated to english from Thai for our down payment source.

@Huy Thai I am an agent / investor.