@Zach KrietemeyerZach,You need to go with a no income verification product if your debt ratio is tight and you can't use your SE income. 

Another product is rentfaxpro.com.

Make sure you have a good understanding of what type of product you are looking for and most importantly, what you can afford.

Just keep track of the big ticket items and make sure to carry a bit more than you think something costs to fix.After having done a few flips, I don't really need to look at kitchens and baths, it is fairly easy to get a price figured out for one just by knowing the area and quality of the finished product.

I would be concerned about people using things like this product https://www.keystonepestsolutions.com/index.php?

Wells Fargo is the most well know company offering that product. 

What product are you using for flooring in your rental apartment units?

As such I can pull comparables from our local MLS on local investments and as a member of National Association of Realtors I have access to their RPR product that pulls comps for me nationwide.

You can find various products that lend themselves to qualifying self-employed homeowners.

My thoughts are as follows.1) You mentioned a better product with "maybe sacrifice some margin".