This game us much more about how to maintain the attitude in the face of adversity than most understand. 

This being said, an improperly drafted letter may adversely affect your response rate.

To protect myself from adverse possession I am thinking about making the neighbor sign a paper acknowledging that this is my land. 

Does it adversely affect the redemption period (i.e. my capital is tied up longer)?

If you are risk adverse real estate, (especially out of state) is not for you.P.S.That guide @Ben Halabi shared with you above is pretty solid.

I find it interesting that people that are risk adverse always want to pay off their mortgages when in reality, paying off assets that are not liquid is much more risky.

If I was able to make it through all the adversity that I faced throughout my life there should really be no excuse for anyone else.

DEFECT DEFINED: Under Indiana law, "Defect" means a condition that would have a significant adverse effect on the value of the property, that would significantly impair the health or safety of future occupants of the property, or that if not repaired, removed, or replaced, would significantly shorten or adversely affect the expected normal life of the premises.My take is that the buyer flippantly used an "as-is" condition to make a favorable offer but with no intention of standing by it. 

Wondering how this affects nonprofits that provide housing as there is no tax payment requirement for adverse possession.https://bayarearealestatelawyers.com/real-estate-law/adverse...

If your "DTI is going to scare away any bank," then you follow it by saying both properties are cash flowing then what I surmise is the properties might cashflow in real life however on paper/tax returns you're probably not cashflowing otherwise these rentals would be improve your DTI (going down % wise) if they're actually cash flowing.So the above doesnt add up, did you get an adverse response from your current lender contact?