The last few STR deals I closed where my client used a second home loan, they ended up putting down 20-25%, preferring to have more equity in the property versus giving away thousands in fees to the lender. 

Look at all the population growth, job growth, and companies moving/developing here - it's absolutely blowing up and Columbus is one of the hottest markets in the entire US. 

Your net gain is your net sale, minus your adjust cost basis.

Love that you’re thinking ahead—getting your income lined up now will make buying way easier.Lenders want stable, verifiable income, so a W-2 job in Arizona is your best bet.

did you end up finding one?

For those who’ve used it, what strategies or sources have worked best for you when covering the difference between your loan and the total project cost?

Thank you Alan, My mind is made up.

We do ground up construction of 3-4 units in the urban core of Columbus for investors all over the country. 

I got approved for up to $300K.

My question is can we create a LLC for her and Dscr refinance our current property into it to free up my dti?