Who do I talk to at the local government for answers?

Defrauding the government= fines and prisonFHA is securing the loan...not originating it.

Unfortunately there is no individual or specific governing body in regards to property management in NY State so there are a lot of illegal companies pretending to be property managers and there are serious consequences for operating as a property manager without being properly licensed in NY.

Then create additional wetlands to the existing wetland using a team of Biologists and Ecologists, the newly developed wetland acreage can be used as government credits.

This causes issues when trying to use a VA loan, as some sellers don't like government backed lending.

Very generally speaking, if you're pooling money from investors who don't have any control over the investment (they are just passive investors), that's going to be governed by SEC regulation. 

@Benjamin RichardsInterest tracing rules govern.

I did get mine in Maryland because sooner rather than later you will need one as it is being discussed in State government and they are fine tuning some bills regarding it.

I'm retired Navy and I currently work for the Government, so stepping away from the security it provides will be scary.  

Probably minimal education, low income, no emergency fund, poor credit and/or in some sort of government assistance...for life because this is the USA and somehow people can do just that.