Contrary to all the get rich fast with no money down schemes used to sell seminars, every single person I've ever known to do well with real estate, did it all just the opposite.

In the grand scheme, that is inexpensive and the value a HML brings is FAST money without 100 pages of docs, etc. 

Everyone will tell you that paying down your principal faster will save you on interest - the whole bi-weekly payment scheme is built on that premise and it's a very mainstream / accepted idea now. 

It's a simple neutral color scheme that we have used on single family flips, multi-family flips, and apartment turnovers here in CT and we have never had any negative comments.

Can you write a check and do a normal closing under this scheme?

Normally when you try creative financing schemes with in-laws, they soon become ex-in-laws.

It sounds like a Ponzi scheme. 

Seller is no longer in title simply nothing they can do.. buyer puts junior debt behind and then defaults.just so many things that do not favor seller... and of course you have sharks that do this as a scheme and I won't even go into what they do so not to give any of the bad actors ideas  LOL

You're exactly right that I don't want to be a pushover but in the grand scheme, this is a minor issue for tenants who pay on time and take care of the place and I want them to stay. 

Not a big issue in the grand scheme of things.