How to purchase this house

[Brandon Becsi]

My mother in law has a nice home in the county thats on 18 acres that’s worth about 120k as it stands and has a value of about 180k after 10- 15k worth of needed repairs/deferred maintenance . She owes 85k on it to the bank. Shes been trying to sell it for 10 months but hasn’t had any real prospects except other investors giving low ball offers. I know i could buy it from her for the 85-90k mark. I would like to use it as a rental house to generate income and also just have it maybe for later in life due to being in a nice area and the 18 acres. I could probably rent it for $1,200 a month after repairs. Any advice on how to come up with creative financing or offer to my mother in law?