Further, you don't provide much info on the "flip" house (when you bought it, how much you paid, what improvements if any you made) but there are also rules governing -- and in many cases prohibiting -- FHA financing of houses that are deemed to be a "flip" In fact, FHA guidelines even use the term "anti-flipping".

As I have stated before, I think conods should be left to those who are expereinced investors of which, have a market that can sustain positive cash flow after accounting for the additional HOA expense, and those who can afford to hold for the long term.Most of the anti-condo comments come as warnings to newbies trying to get their first deal done and they try condos first because of lower acquisition costs, unfortunately, they do not have a full understanding of the investment and that is the reason they end up taking it in the shorts.

But to me, this web page (and other things like the recent Colorado anti-flip law) says that is not enough.

you might take a look at this survey on affordability-http://www.demographia.com/dhi.pdfSocialism generally increases taxes and thus puts presure on sales prices, IIRC - would appreciate an explanation of what you think Socialism does to increase sales prices of RE - NY RE owners would love to know, since they spend a lot of money to the anti-socialism lobbies!

The knowledge I gained has helped me earn a good chunk of money.Yet I and many here on Bigger Pockets are somewhat anti-Guru.

I'm phasing in anti-bed bug mattress liners.

And this anti agent sentiment were people think they need to be " big shot investors" or house flippers etc is so korny they really don't understand about a career .. 99 % of these folks on BP will either never do a deal or flame out within 24 moths.So to my agent I was speaking about he has been in the PDX market for 12 years now..

Did they treat with an anti-microbial? 

A nice little trick that the anti development people came up with.

Much of it seems like costs I can't do much about but then there's a section that says "services you can shop for" and has a list of costs:Services You Can Shop For $4,021 Survey $350Title - 24 Month Chain of Title $250 Title - Anti-Predatory Lending Database Fee $150 Title - Closing Indemnfication/Protection Letter Fee $75 Title - Email Fee $25 Title - Endorsements $500 Title - Lender's Title Insurance $1,028 Title - Settlement Fee $1,600 Title - Title Insurance Services $3 Title - Wire Fee $40 Since this is my first mortgage, are the costs of these fees pretty similar everywhere?