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Updated almost 7 years ago,
First Mortgage Loan Application..Help!!
Looking to get a little advice here as I'm in the process of buying a 2-flat here in Chicago. I recently filled out the loan application and there was a section that was titled "loan estimates" where it has Terms, Payments, Closing Costs, along with the closing cost details. Much of it seems like costs I can't do much about but then there's a section that says "services you can shop for" and has a list of costs:
Services You Can Shop For $4,021
Survey $350
Title - 24 Month Chain of Title $250
Title - Anti-Predatory Lending Database Fee $150
Title - Closing Indemnfication/Protection Letter Fee $75
Title - Email Fee $25
Title - Endorsements $500
Title - Lender's Title Insurance $1,028
Title - Settlement Fee $1,600
Title - Title Insurance Services $3
Title - Wire Fee $40
Since this is my first mortgage, are the costs of these fees pretty similar everywhere? Or can I save significant money by shopping around for