It is hands down more user friendly than the subject and their customer support chat has been great.

@Dan KielySugar Land and Katy are family-friendly suburbs with good schools, a strong job market, and a safe environment, but have higher property taxes and commute times.

Its best to discuss your scenario further with a investor friendly lender so they can best advise and help you plan to build your investment portfolio because if you make one bad investment that can derail your progress.

It may depend on what a court thinks, if tenant takes it that far and how tenant friendly court is.

And without a solid budget, you are even less likely to get a lender to sign off on the deal.The best way for many to get started is to find a friend or family member that has money and can invest in the deal for the lion share of the profits.  

I've heard of people just putting their friends or family down as rental references and such, and forging pay stubs, but always hoped I would never encounter this. 

Some podcast make it seem like you can use real estate as a loophole to pay capital gains tax where you would have paid ordinary income tax.

Quote from @Hans Waisfeld: I am a real estate agent down here in Miami Jerryian, but I am always looking and sending clients off-market deals and in a few months I will be ready for my first flipbless.Would love if you can add me to the list on off market deals I sent a friend request !  

Tenant-friendly Laws: Strong rent control laws can limit an investor’s flexibility in evicting non-paying or problematic tenants, increasing the risk of losses.

I see a lot of posts from users who are outside CA.