Teaching is an awesome and unique experience so far, but my mind and my heart has always had the idea and drive to begin in real estate investing.

I feel like making an all cash offer gives me better position at the offer table.

I have even flown to other states to meet with clients.. ( of course I had talked to them on the phone. but it was big enough timber deals that I wanted a face to face and whats 1k bucks in flight car and hotel if I was going to make a few hundred grand on the deal.. its simply the cost of doing business. as this is all I do .I never did not close the deal when I made this unique effort..

So what are you bringing to the table in this situation? 

., you should easily be able to obtain a personal loan from one of the lending crowd funding sites and not even have to put the property up for collateral.Your approach to real estate investing is interesting and very unique.  

@Daniel DietzYour analysis is in the right direction, but not quite there.1) Determine the debt financing ratio - in this case .602) 60% of the gross income is then looked at by UDFI3) 60% of all deductible expenses are applied, so 60% of straight-line depreciation, 60% of the interest on the note, 60% of property taxes, etc.4) $1000 exemption applies5) The net amount after deductions and exemptions is then taxable to the IRA, and the trust tax table is used to determine the tax amount.Even if you have a negative UDFI liability, it can be worth filing the 990-T in case you can carry that loss forward to future years.We have a UDFI calculator on our website and if you PM me, I can send a link to you (BP does not want me posting that outside content on their forums).

So my current plan I am working with the builder on is a 1092sqft split foyer (this style b/c water table can get a little high on lot and I don't want to chance water issues in basement - plus there cheaper to build) with a 24x24 attached apartment that will almost make it look like a SFH with attached garage. 

I made some money selling items, but in the end had a LOT of things to deal with. 2 30 yard dumpsters, 2-3 dump runs filling a truck, and now have a couple tables, dressers, couch and such littering my storage trailer and at my house.

I do understand that each market is unique and what works in one market does not necessary work in another. 

Very unique!!