The $140k Investment in the year 2000 did contribute towards other investments.However there were other contributing factors, especially by partnering up with a friend and at the time, which was before the Financial Crisis, you were able to get Mortgages just by breathing.So I breathed a lot!

It’s a breathe of fresh air to speak to someone that will understand my situation in this area and I really value your opinion.

@Raeshelle Cooke Well sounds like you have a lot of time to build up your reserves before you make your first investment anyway, so breath easy and take the time to learn.  

I am breathing a bit easier now. 

Your ROI will drop with a higher down Payment, but you will have a little more breathing room between your rental income and your bills. 

Simply getting rid of that payment would be nice and a huge breath of fresh air.Buying two properties for cash would bring in enough cash flow to cover my primary mortgage payment.Buying 5 properties via financing is obviously the most "long term" wealth building option, but also comes with more risk.I understand most of the pros and cons of each option but I would love some more opinions of these options.Thanks in advance!

It doesn't seem like you have a super low margin play where you need high velocity or have investors breathing down your neck and the few basis point will help retnetion. 

I’m not holding my breath on it.. 

Caution: be careful not to breathe this stuff in, like any other particulate. 

Breathing is risky.