Super knowledgeable and down to earth guy.I'm very much at the beginning of my real estate journey and its great to have the BP community to learn from. 

@Jay Hinrichs  Correct about the partner.Colombia is one of the best kept secrets on earth in my opinion.  

Super exciting you want to start house hacking in such a beautiful part of this earth.

But the values, lifestyle tempo, less traffic if you're local, surf if that's your passion (it's mine) and just a more laid back and down to Earth mindset with San Diego overall is certainly worth a look.

Biggest question is why on earth do you want to be a loan officer?

There is no tenant on earth that does not understand that rent is due on a date certain and if late they are out of compliance with the lease; especially when they have lived there for quite awhile and paid rent on time reportedly for years. 

Why on earth would you add greenery that is just going to become a maintenance issue for you.

If your walking the street or looking at video or google earth footage of said street it's pretty hard to miss a new house vs a 100 year old one....Furthermore you can check the comps.

Alaska is what I consider to be heaven on Earth.

I put the first mello roos in nevada county 11 million bond issue.. we had 480 lots  built the first 110... all presold ... the earth quake the war and we did not close a one... it took 20 years plus to unwind that deal.. although I was up there last summer and it was all built out  so someone did OK with it.I have 4 subdivisions going now biggest is 27 lots  so not doing anything major and trying to get in an out in 12 to 18 months but I hear ya..