I have ideas, but I am not an expert when it comes to conceptualizing a remodel.    

. ■ Mortgage ( 20% down so no PMI ) ■ HOA■ Electricity ■ Gas ( None because new construction house has electric stove ) (Everything is electric )■ Water Bill ■ Camera Security system ■ internet ■ Lawn Care■ Regular Maintenance □ Will I need to pay for " Trash " ?

However, I am having trouble securing financing for this property.

If you get a deed on a rented property are you then on the hook for security deposit, etc?

Was curious about the process and possibility of securing a rental via a hard money loan and refinancing out of it within a month.

Our goal is to secure the best possible loan-to-value (LTV) ratio, ideally around 80%.

Hello Allen, Thank you for your expert opinion and taking the time to look over my listings.

Just download all your transactions monthly to excel and just code them there (rental income, security deposit, insurance, taxes, and etc).

@Garreton SmithI’m no expert in this space but my wife’s family does property management and they have rent stabilized units.

Inspection and clean drain of debris, and re-secure drain fasteners if necessary.