You should also add 1-2 months of lost rents due to repair time and marketing to find a new tenant, and your carrying costs (prop taxes, insurance, utilities, mortgage, etc.) to this amount.How many months will it take you to recoup that amount via the higher rent amount versus whatever increase the current tenants agree to ($1150 - $825?)?

It is very common for the PM to keep all of the late fees, we feel that it is unethical.

It makes it much easier to get tenants to pay for their utilities (they can put the utilities in their name).  

A HELOC for example is a common example of this.

I will have some support from my family as well to utilize gifts from family.

For more powerful financial software you can utilize Quickbooks, with much the same inputs but much more flexibility and greater detailing.  

Househacking is very common in Bay Area

Many have a soft cutoff of $750k, or more commonly $1M.  

Any way you could "Meter" out the units to put utilities in their name?

I'm researching title companies (in NY if that matters) and they all have ratings of 2 and 3 stars. I found one with a rating of 4.1 stars.Is there something going on?For example, if you check Airbnb's (the company) o...