(pay off my car and CC's and do some work around my primary residence) - loan for $50k[/list:u]What I'm hoping out of this is to get cash back from the extensive bills I'm paying out with CC's and also increase my net worth with a new property that is currently rented.

The area as a whole is blowing up all over so if you like CC and plan on staying this is a no brainer to buy.

Send them personal emails that are to them, not blind cc.

As a landlord, I do want to cc the case worker so they are aware of what is going on, but you should not be expecting them to do ANYTHING to assist with your tenant’s compliance with their lease.

Pay them back on terms that you'd have expected to pay back the CC companies.  

The old 24/36 ration for residential loans is on the prudent side but FHA can take you to 50% and in cases higher, there are always compensating factors.Blatant statements` like closing a CC account will hurt your credit is not true, if that's the only card you had and you cut off your ability to borrow and establish credit you won't have established credit to be analyzed, but if you have other credit established it won't effect your history, further, if you lessen your ability to go over a prudent debt amount, closing an account can benefit you in that analysis. 

@Brian C. is right look into multi family. 

If I could double vote for Mark's post on CC limits, I would!

@brian c Good suggestion to build up the funds in the SDIRA to have enough to buy a property.  

I could, I guess, get a CC with 0% introductory APR and make a cash withdrawal for a 3-5% fee if I have to have a bit of "skin in the game," but ideally this would not be the case.