Just let me know when you have some time and we can talk.

Let's talk about your options.

In the Vegas market talk with @Eric Fernwood.

We would love to network and talk with other Flip Investors, BRRRR Investors, and Lenders in the Northern Illinois and Southern Wisconsin area and all real estate investors as well. 

Higher loan balances we would likely see an opportunity in the future to refinance again due to lower rates so consider a 2-3 year prepayment penalty.Of course if you qualify for Conventional Financing (Fannie/Freddie), there are no prepayment penalties so just calculating out the return of investment timeline on point buy downs.Good luck shopping and let me know if you want to talk further!

Make sure you talk to a Banker or Loan officer that is well versed in both SE (Self Employed) income and also Non/QM programs.One tip I will give you as a Banker is open up a "Business Checking account" and for the next 12 months pay "Everything" out of that account. 

Try talking to local banks who want to do business with you.

It sounds like they have been paying, maybe talking to them about your concerns can help them better meet your expectations.

Trying to understand the strategy for investment properties with next gen configuration from the experienced. tysm in advance.Go ahead & explain "properties with next gen configuration" so we know what you're  talking about. 

Even when talking with some real estate professionals who would seem to have an incentive to help me with renting out my property, I have been met with serious warnings (they pretty much say don't do it).