We have our own design team, contractors, and real estate agency under one roof, which saves time, cuts costs, and improves communication across projects.

Hi Vincent, I think the confusion here is the downpayment aspect of the loan.

So the major issues in a house are a foundation issue or a structural issue, the next tier down would be a mechanical issue like Electrical, Plumbing, HVAC, then roof - which isn;t an issue a new roof is very common in a fix n flip, and then the outside facade: Brick repair, driveway repair, brick pointing. 

We fixed the foundation and the flat roof issues with pooling water, and rents didn't meet the mortgage just yet.In 2023, we finally started to cash flow.

For example, I am a little concerned about some aspects of the business cycle recovery and a potential for a double-dip so I lean toward the safest part of capital stack which is debt (or low-debt equity).

The biggest difference to me is that YOU have control of every aspect of an active investment, while somebody else is in “control” of a passive investment.  

Got insurance involved and use that money to remodel the entire inside, and add a new roof.

I am 100% ok with my w2 providing me income to maintain my life and grow a nest egg for the later aspect of life  

Is there a defined definintion of occupany that mandates a set amount of days per month that I must sleep under the roof of my primary residence?

Our 8-unit buildings have one roof, one foundation, and one structure to take care of.