It’s entertaining to them sure but it solves nothing as there’s always 2 sides to the story the customer and the business.

Customer service is always great when they have something to sell, I am sure you know this. 

I've had some not happy when I have asked them to split it out.I've tried asking questions to the IRS customer service reps, and didn't have the best luck.While I cannot cite a specific official guidance on this issue, I consider debit cards exempt.

Many of the investors I know have dialed back on their private equity investment or have changed to doing debt instead of equity so it was not prime time.

And they'll want you to pay off the loan pretty soon (and usually will you as the rate will probably be higher than banks) so there's that too.For this reason, we definitely prefer private lenders as they will (if you've built trust with them) often lend on the rehab too.

Like @Chris Seveney said, private lending is a great way to go as well.  

I imagine others don't like that it's in an older condo building without private laundry.

It comes with guides on how to ride the tubes, a crash course in local customs, places of interest, places to avoid, and holly cow it looks just like what they had in there heads of what a London "flat" would look like, so charming and so "Brit"..... 

I’m currently working on a deal in Fort Lauderdale & actively looking for financing solutions like hard money or private lending.

Real estate is so localized that most federal based policy changes don't have massive influence.I can see him (semi-)privatizing Freddie/Fannie.