But she digs her job I don't think she would be happier chasing tenants or PMs she likes the high level interaction working with multi billion dollar budgets ( Finance VP at Intel)... etc etc.

It might take longer but you will be happier.  

Hence, I would only refi to 70% so A) I have a lower payment, better cash flow B) Banks are happier/will require a lower reserve C) having more equity will make it easier to obtain a commerical line of credit once the portfolio is larger.

I don't know if he's been sober the whole year he's been with us, but he's had the same job, pays his rent mostly on time, is spending quality time with his grandkids and generally seems to be healthier and happier than when he first moved in.They are all responsible adults for the most part.  

We just completed a 5 bank gas Rinnai tankless install providing roughly 1,000,000 btus to a 14 unit, I couldn't be happier.

Sometimes it is easier to take a small loss, drop the stress, drop problem people, and make your life easier and happier.

I could not be happier with this move.  

Couldn't be happier to be here.

And you'll have happier employees and a better resident experience.

I was happier with the communication, however it was quickly becoming evident that PM #2 was overwhelmed.