You as well as I know being brokers the churn rate for commission only employees is SKY HIGH.

That can in-turn mean lay-offs, but I don't see any lay-offs above and beyond normal market churn for the Bay Area. 

Are you getting into brokerage activities, note accounts being churned instead of held as an investment?

Keep that private money working for you and earning a healthy rate of return for your investors and you're now in a great spot if you can keep the mill churning.

That's the "trusted advisor" you should be looking for and you'll sleep better at night knowing no surprises will come up down the road and that the CPA isn't just churning hours to bill you more. 

They would rather I churn and burn more loans than gripe over a percent or two

Ultimately, the investor makes the decision based on their business model and tolerance for risk.Replacement Cost & Actual Cash Value loss settlement provisions and VERY importantly, how Co-Insurance affects your coverage are also two other pertinent things to consider when looking at coverage.One problem I will call out though is that so many of us are in such a hurry these days and professionals are less professional in many industries these days and are less about the relationship and more about churning numbers. 

You're churning out a lot of unsuccessful investors; or2. 

Say you make $20k per flip and you churn that 3 times that is $60k.

Hi Kelly,The first step is assessing where you both are currently at financially and experience wise and where you want to go.You might want the money for a long term rental hold and the investor might want to do a hard money loan for a flip to make points and fees so they can get the money back out and grow it again.There are some investors who want cash flow and others who want fast growth churning the money over and over with  a value add project or loans etc.I have found the numbers are important but the missing piece I see over and over is the investor more than anything wants the relationship and to have the trust there with their capital.With both of you being inexperienced you definitely need an attorney helping with docs and what the possible structures might look like.