I sent a low-ball offer, and we went back forth but ended up getting 30K under asking accepted.  

I am interested in building my wealth and need a great agent with amazing resources that can help me get the ball rolling. 

Seller probably gets a ton of verbal low balls and he wants to see who is serious and who has cash.

No one has the crystal ball to know with certainty. 

So to save 1% from your 7% rate with a Conventional loan, there will be some hefty cost, and it's not worth it right now, and there's no crystal ball as to when a refi might make sense financially.However, if your current loan is FHA, FHA does allow a streamline refinance as an investment property, and the rate will be based on a primary residence rate.

There is a difference between a scam, a ripoff, playing hard ball and doing business in good faith.

Sometimes just letting the seller know you’re considering legal action can get them to play ball.

Any ideas or tips on how to get the ball rolling.

Low risk and low return, Subway's where it's at.For maximum sales price in 2-5 years, you need to consult a combination of your broker and a crystal ball.

Looks like they are dropping the ball.