Most tourist areas are going to have a local agency for overnight rental insurance.  

Our tourist town is 30  to 60 minutes from the ski resorts.

Once a tranquil small town, it has evolved into a bustling tourist hotspot.

The property does make the 10% rule where you want 10% rents/purchase price, at about 10.8-12.3% The town of Duck seems to be a more favorable location then most other towns in NC, more boutique stores and restaurants, not like the tourist franchise areas of KDH and NH, nor the deserted windswept dunes of Corolla or Rodanthe/Buxton in the south. 

Like new attractions development that will bring more tourist to the area in addition to cabin building.

I know that most tourists who vacation in this area are looking for a cabin.  

Personally, my philosophy is to find a reasonable tourist area with favorable VR regulations and work to get a REALLY good per unit price. foreclosure, multifamily that needs a little tlc, low money down, etc. 

There are no (very few) tourists currently due to the Governors 14 day quarantine, and many are trying to sell.

If it is commercial or "tourist area" zoning, it is allowed.If it is residential, rentals cannot be shorter than 30 days.

I know the tourist industry is huring right now but in the long term it should pay well ?