Typically, they can give you the lowest rates However, another option that may be more beneficial is getting a LOC (line of credit) secured by the paid-off house.

For new investors, you can secure up to 90% of the ARV, and for seasoned investors, there are even opportunities for up to 100% financing, depending on the lender and the specifics of the deal.If you need any assistance or have more questions, I'm here to help.

Have you secured considerably lower mortgage rates with credit unions compared to traditional bank rates?

Using a 2nd lien on the target property or cross-collateralizing with another property can provide security in case of default.

hello my name is Moses I want to create wealth so i can have freedom to seek other pursuits

This should give her more than enough time to earn a degree (or two), secure a nice job, save money, and have money for an investment. 

Do you have a value add like security cameras to justify an even higher premium?

I can into you to our security's attorney if you'd like.You don't want to refi to add additional debt that will put you in a negative cash position.

Quote from @Raj Balakrishnan: Not all criminal record are public knowledge.

Perform the same task in each app to ensure a fair comparison.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.Run a credit/screening report on yourself.Enter a maintenance request, assign a vendor, and attach a fake invoice.Enter charges to the tenant's ledger.Enter recurring charges and automatic late fees.Sign documents electronically.Run owner reports.After testing a few apps, one should clearly stand out.