I need some answers , I'm here in Hawaii and have a mortgage company that has not been recorded as a lein holder , not listed as a lein , however my original lender has released title or deed back to me .

If the lien holder won't accept a lower price, ask for other concessions.

Some municipalities deem it illegal to NOT accept a voucher, but it wouldn't violate any laws to give preference to voucher holders.  

Arbitration: Any controversy or claim arising out of this agreement which is not settled between the parties themselves, shall be settled by arbitration in accordance with the international chamber of commerce (ICC) rules and arbitration is the nearest regional or ICC non-circumvention and non-disclosure laws and binding for all undersigned parties and their associates, affiliated, employees, agents holders, principals, heirs, successors, assigns and other third parties.13.

I am just the "the bank" or note and first mortgage holder.

But if he does not redeem and you hope to eventually foreclose on the property, you must keep the taxes current or a subsequent purchaser of liens can foreclose you out or you would have to pay subsequent lien holders principle and interest when you foreclose.

Remember too most of these guys need issues to justify the process- I left a towel holder down once in an apartment and he obviously found it but also had to write it up than give me 2 minutes with a screw driver to put it back on.Best of luck-you will be fine.

The note or mortgage holder that has had enough, puts the NPN up for sale on a servicer site: I'm using FCI Exchange.

The best way to handle such a desire is to have your intermediary actually take title to the new property as an Exchange Accommodating Title Holder and then complete the improvements before you actually take title.  

The bank of Third Federal and is the lien holder for both 1st and 2nd.